Is postdating a check illegal
Postdated checks are perfectly legal, as long as they are not being used for illegal purposes.
For instance, a postdated check cannot be used with the intent to prevent any money from being drawn from a checking account by receiving whatever goods the drawer buys from the payee with the postdated check and then canceling the check before it can be drawn by the payee.
In some instances, postdated checks will be treated as payable, regardless of their postdated status.There is nothing illegal, inappropriate, unlawful, unethical, unprofessional, or unconscionable about a creditor asking a customer to issue a post dated check, nor is there any reason a customer cannot issue one or a series of post dated checks to clear a past due balance.There are several advantages to taking postdated checks in settlement of an account balance including these: 1.If you write a check with a date in the future written on it, so that the check cannot be cashed until the date on the check, then you have written a postdated check.Unlike a normal check, a postdated check is not necessarily payable on demand.
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